Analysis: IS A NATIONAL HEALTH INSURANCE SCHEME FEASIBLE, SODELPA ASKS

A SODELPA government will commission a study on the feasibility of a national health insurance scheme.
The plan is in its 2018 general election draft manifesto.
While no other details are available about this idea, the party is no doubt thinking of the cost of improving our health services.
Health is one of the ministries that take a big chunk of the national Budget annually. It is common knowledge that it is the most criticized ministry because it deals with matters of life and death.
While the FijiFirst Government has invested millions of dollars in Health Infrastructure upgrade and improving pay and working conditions of doctors and nurses, it would take time for the results to be seen and felt. One thing our health service lacks is medical specialists. It takes years and a lot of money to train them. However, after that there is no guarantee that they will remain here because they can be snapped up by other countries.
The need for specialists is not confined to Fiji alone. Several of our best brains and skilled practitioners now work in foreign hospitals and health providers after being lured there by big bucks that we simply cannot compete with. This is the reality that we face. No amount of political debate will change that. Obviously, there is still a lot of room for improvement.
A National Health Insurance (NHI) scheme can be financed by public funds through taxes and managed by Government or one of its agencies. It can also be funded and managed by a public-private sector partnership.
At the moment the country’s basic health service is fully funded by the Government. But people are free to take out private health insurance which allows them to go overseas and seek specialist medical treatment that cannot be performed here.
It also allows them to access private hospitals here, in Suva and Nadi.
The proposed NHI requires a thorough study and examination. If it’s funded by taxpayers, will it also cover those who do not pay taxes? What level of health and medical care can it afford to cover?
In New Zealand, the publicly funded District Health Boards fund all operations and medical care for all New Zealanders and foreigners on residence visa. The DHBs manage hospitals in their designated areas. Visitors have to pay.
Often, there is a long list of people queuing up for surgery. But if they have private medical insurance, they can choose to have it done quickly in a private hospital. Because the standard of medical care is comparable between a private and public hospital, many are prepared to wait for the free service.
Obviously, for the NHI to be meaningful, our health and medical service would have to be lifted to a level where most, if not all of our medical procedures, are performed locally. We would also attract people in the region to come to Fiji for specialist operations.
The draft manifesto includes the following:
- Review the free medicine scheme to address availability and access;
- On NCDs, there will be compulsory screening in villages and other settings to detect diseases early at regular intervals;
- Strengthen national policy on healthy school lunches including a ban on the sale of sugar-based products and unhealthy snacks in schools;
- Introduce a sugar tax for sugar-based and carbonated drinks;
- Place greater emphasis on alternative and traditional medicine as part of the overall health care system;
- Review drug procurement procedures;
- Subsidies health costs and charges where necessary;
- Provide free outpatient medical services;
Economy
- Controlling of borrowing to stabilize debt through careful economic and financial management;
- Review the taxation system to realign it with current policies to ensure predictability;
- Target debt level of around 40 per cent of GDP;
- Run an operating surplus over time;
- Maintain a balanced budget;
- Maintain a level of net worth that provides a buffer against unforeseen future shocks such as natural disasters;
- Improve the ease of doing business; and
- Intervene to maintain an equitable income distribution and ensure equality of opportunity to basic services like education.
TOMORROW: Concluding part
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