Why Health Insurance Matters?
The key benefit of BSP Health insurance is assisting people pay for expensive medical care. If you are not prepared for unexpected expensive medical costs, then you should consider how BSP Health insurance can help you cover this risk.
Saturday 29 July 2023 | 12:40
The key benefit of BSP Health insurance is assisting people pay for expensive medical care.
If you are not prepared for unexpected expensive medical costs, then you should consider how BSP Health insurance can help you cover this risk.
Types of Health Insurance
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BSP Health insurance may be bought by:
-Individuals – for individuals aged 18 years and above.
-Families – for families, covering a mother, father, and children (up to 8 people in total).
-Groups – available to corporates, associations, and SMEs, where numbers of people start at 5.
Health Insurance Benefits
BSP Health insurance benefits usually include a core offering of hospitalisation and specialist care for both local and overseas treatment.
Additional benefits include outpatient and pharmaceutical services, dental and optical, chiropractic and physiotherapy services. Some health insurance products also include a funeral benefit.
What are Benefit Limits?
Limits are the maximum values of the medical benefits your insurance company will pay according to your health insurance plan.
These limits are placed on benefits like specialist’s treatment, hospitalizations, diagnostic services and pharmaceutical services.
When choosing a medical insurance plan ensure you understand the benefit limits.
What are Claims?
Claims are requests to utilise the benefits of your medical insurance plan.
At times, usage may include prior approval from the insurance company or at times, it will be on a reimbursement basis.
Usually, a claim form needs to be completed by the customer and submitted to the insurance company.
Source: BSP Life
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